Discover Our Expertise


Peter Davey

Legal and Regulatory

Knowledge and expertise in Open Banking, Open Data, CMA Order, PSD2, and GDPR focussing on Legal & Regulatory compliance and Risk & Finance.

Provides clear, actionable advice, plus building on Tier 1 consulting expertise, with operational skills to support implementation of advice.

Works with businesses to understand their specific needs and provide tailored solutions to:


  • Banks / ASPSPs: advisory services relating to both compliance as an ASPSP and with strategic opportunities arising from PSD2 and GDPR;

  • TPPs and Fintechs: advisory services and assistance regarding FCA licensing and business model validation;

  • Merchants: assistance to build solutions that will realise the opportunities Open Banking offers. e.g. to avoid the costs of card schemes; 

  • IT vendors: assistance to ensure solutions are compliant, e.g. with requirements for Consent models and SCA RTS, and also that are flexible to changes to regulatory interpretations and practical implementations of SCA.

Gary Farrow

Architecture and Technical

Accomplished IT leader with senior technology roles at major banks and financial services firms. Chief Architect on many successful, high value projects, most recently Chief Architect at the UK Open Banking Implementation Entity. Tier-1 consulting firm and global systems integrator background.

Broad experience across several banking domains (Commercial Banking, Payments, Retail, Digital). Deep domain specialism in payments & cash/liquidity management. Divestment and acquisition solutions.  Skilled across all architecture disciplines (business, application, infrastructure and security).  


Technical expertise in large-scale systems integration, enterprise service bus architectures, API technologies, disruptive technologies (Open Banking, blockchain), Service Oriented Architecture (SOA). Engagement with senior business stakeholders (C-Level/Heads of Function) and wider banking industry, regulatory bodies and Fintech’s. Management of global architecture & delivery teams. 

Industry thought leadership with regular contributions to leading journals on payments systems design and presented at major international conferences. TOGAF & ITIL Certifications, Open Group Master Certified Architect. Fellow of the IET, Chartered Engineer, Certificate in Business Administration (Warwick Business School).

Gary Farrow

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