The Open Banking Virtuous Cycle
In my recent blog article I suggested that open banking applications display the characteristics of platforms such as Uber; they...
If Open Banking was an Uber…
Introduction Open Banking is the disruptive concept within financial services triggered by regulatory initiatives such as PSD2 in the EU...
The Multi-Party Open Banking Platform :
An Enabler for Innovation and Competition in Financial Servi
Recent regulatory drivers such as the CMA Order and PSD2 and have provided the trigger for the opening up of banking services to third parti
eIDAS does not work, especially for the UK, and it’s time to recognise it.
Or: is eIDAS the worst i
We have discussed how there are three layers to open banking / open everything: The compliance layer; The walled garden / gated community...
Is payments initiation under PSD2 going the wrong way? And what can be done about it?
or, “If I was
PSD2 and the interchange fee regulation (IFR) were originally conceived as part of a payments agenda to give real competition to card-based
Open Banking in a Box
…or how I learned to stop worrying and love PSD2 and GDPR
Background The advent of the PSD2 mandates Account Servicing Payment Service Providers (ASPSPs) to provide their services to Third Party...
Open Banking is divided into three parts ...
When I am asked about open banking there is normally a curious dichotomy to be observed: On the one hand, the UK open banking initiative,...
How payments services providers are evolving to react to PSD2
“It is not the strongest of the species that survives,not the most intelligent that survives. It is the one that is the most adaptable to...